Premiums and Problems

Premiums & Problems Edition 127 is a publication designed to provide a source of information on aspects relevant to personal financial planning and the financial sector in general. Updated annually, it keeps readers abreast of new developments in the Financial Planning Discipline. Over the years, this publication has become an invaluable source of reference for financial advisers and students, specifically and generally, for those interested in financial planning. Premiums & Problems is endorsed by the Financial Planning Institute (FPI) and is recommended as a study reference guide for those aiming to attain their Post Graduate Diploma in Financial Planning (CFP® designation), Higher Certificate in Financial Planning, Advanced Certificate in Financial Planning or Bachelor of Commerce (with a major in Financial Planning). This edition has been updated in accordance with the Budget Speech delivered in February 2023 as well as other regulatory and/or legislative updates. Certain interpretations are based on the editors’ understanding of the Budget Speech and correspondence from the South African Revenue Services.